Loan Repayment Calculator (with Prepayment)
Monthly payment, total repayment and interest for equal-payment or equal-principal loans, with a full schedule and prepayment (shorter term / lower payment) simulation. In-browser.
FAQ
How is rounding handled?
Monthly interest is rounded down to the yen, the equal payment is rounded up to the yen, and the last payment settles the balance. Results may differ slightly from a bank's figures.
Does it support variable rates?
No. One fixed rate is used for the whole term.
When is a prepayment applied?
Right after the payment of the month you choose. Fees are not included.